T
TA - tangible asset (asset, other than a financial asset, which can be seen and touched - furniture, equipment)
TA - trade acceptance
TA - transfer agent (agent, usually a commercial bank, appointed by a corporation, to maintain records of stock and bond ownership and to record transfers of ownership and cancellations)
TAA - tactical asset allocation (investment strategy involving shifting the percentages in a portfolio among stocks, bonds, or cash, depending on the relative attractiveness of the respective markets)
TAB - Tax Anticipation Bill (short-term obligation issued by the U.S. Treasury to raise funds during a period when tax receipts are not large enough to cover current disbursements)
TAC - Targeted Amortization Class bonds (bonds offered as a tranche class of some collateralized mortgage obligations (CMOs))
TACACS - Terminal Access Controller Access Control System (centralized network access protocol that authenticates and authorizes access for system users)
TALF Program - Term Asset-Backed Loan Facility Program (program created by th U.S. Federal Reserve Board to issue securities backed by consumer and small business loans)
TAN - Tax Anticipation Note (short-term debt instrument issued by a municipality to raise funds to cover shortages prior to the receipt of taxes)
TAROR - time-adjusted rate of return (discount rate at which the present value of future cash flows of an investment equal the cost of the investment)
TARP - Troubled Asset Relief Program (a program of the U.S. government to purchase assets and equity from financial institutions to strengthen its financial sector following the financial crisis of 2007-2008)
TARR - time-adjusted rate of return (discount rate at which the present value of future cash flows of an investment equal the cost of the investment)
TARS - Trade Acceptance and Reconciliation Service
TASE - Tel-Aviv Stock Exchange
T-bill - Treasury Bill (a short-term U.S. federal government debt instrument)
TB - Technical Bulletin (publication issued by the FASB which provides timely guidance on certain financial accounting and reporting problems)
TB - trial balance (the listing of all assets, liabilities, capital, revenue, and expense account balances)
TBE - tenancy by the entirety (form of individual co-ownership, normally between husband and wife, in which ownership passes automatically at the death of one co-owner to the surviving co-owner)
TBMA - The Bond Market Association (non-profit corporation representing securities firms and banks that deal in debt securities)
TC - Tax Court of the United States (federal court with jurisdiction for litigation involving tax cases)
TC - total cost (total costs including manufacturing cost and selling and distribution costs)
TCCO - total cost center overhead (sum of the overhead incurred by the cost center itself and that transferred from other cost centers)
TCD - total cost approach to distribution (the technique used to identify and aggregate the more obscure distribution-related costs as well as the obvious and commonly recognized distribution costs)
TCO - total cost of ownership (purchase price/original cost plus additional costs of an asset - maintenance, technical support, training)
TCO - total cost ownership (tracing costs to a person or organization responsible for costs related to their designated products, services, and/or customers)
TCP - Transmission Control Protocol (communication protocol between two systems to establish contact, set up a virtual connection, and ensure packet delivery)
TCP/IP - Transmission Control Protocol/Internet Protocol (a suite of protocols that govern the way data travels from one device to another - IP provides the addressing and routing capabilities for each package of data)
TCP/UDP - Transmission Control Protocol/User Datagram Protocol (a suite of protocols that govern the way data travels from one device to another - UDP sends out messages without making or verifying a connection)
TD - time deposit (savings account or certificate of deposit held in a financial institution for a fixed term or with the understanding that the depositor can withdraw only by giving notice)
TDM - time-division multiplexing (method of data transmission which assigns/reserves a time slot for each sender, regardless of whether the sender has any data to transmit)
T&E - travel and entertainment expenses (expenses for travel and entertainment that may qualify for a tax deduction)
TED Spread - Treasuries over Eurodollars spread (difference between interest rates on U.S. Treasury Bills and Eurodollars)
TEFRA - Tax Equity and Fiscal Responsibility Act of 1982 (federal legislation designed to raise tax revenue and close loopholes)
TELNET - Terminal/Teletype Network (network protocol for performing remote terminal access limited to text communications to another device)
TES - terminal emulation software
TEV - total enterprise value (market calculation of the value of a business based on the value of its shares and debt)
TF - tainting factor (estimate of the amount an audit sample value will differ from the actual book value - used in Probability-Proportional-to-Size (PPS) sampling to calculate the projected error)
TFC - total fixed cost (the sum of all fixed costs)
TFE - Toronto Futures Exchange
TFTP - Trivial File Transport Protocol (simple protocol supporting reading and writing to files, without authentication, typically used to copy router and switch configurations)
TFX - Tokyo Financial Exchange (financial futures market providing clearing services)
TGE - Tokyo Grain Exchange (nonprofit membership organization trading futures on agricultural products)
TI - Transparency International (international anti-corruption organization, headquartered in Berlin)
TIAA-CREF - Teachers Insurance and Annuity Association College Retirement Equities Fund (institutional investor providing financial products)
TIC - Tenancy in Common (ownership of real or personal property by two or more persons in the property as a whole, with each individual's share considered absolute ownership)
TIE - times interest earned (operating interest divided by annual interest expense)
TIGER (TIGR) - Treasury Investors Growth Receipt (U.S. government-backed bonds that have been stripped of their coupons (interest payments))
TIIS - Treasury Inflation-Indexed Securities (U.S. Treasury securities that guarantee a return that beats inflation if held to maturity)
TIMES - Trust Issued Mandatory Exchange Securities (exchange-traded funds representing deposited shares of stock in different industry sectors)
TIPS - Toronto Index Participation Securities (unit investment trust securities traded on the Toronto Stock Exchange)
TIPS - Treasury Inflation Protected Securities (U.S. Treasury securities issued at a fixed rate of interest but adjusted based on changes in the Consumer Price Index)
TKIP - Temporal Key Integrity Protocol (wireless local area network (WLAN) protocol using enhanced encryption technologies and algorithms to improve security)
TL - total loss (damage to an asset to such an extent that it cannot be rebuilt or repaired to the condition it was in prior to the loss)
TLO - total loss only
TLS - transport layer security (a cryptographic protocol that provides secure communications on the Internet)
TM - Trademark (distinctive name, symbol, motto, or emblem that identifies a product, service, or firm)
TMS - tape management system (a system software tool that logs, monitors, and directs computer tape usage)
TNC - Transnational Corporation (multinational corporation - a corporation with activities in two or more countries)
TOCOM - Tokyo Commodity Exchange (nonprofit organization regulating commodities futures and options trading in Japan)
TOPIX - Tokyo Stock Price Index (Nikkei Stock Average) (index of leading stocks traded on the Tokyo Stock Exchange)
TP - transaction processing (recording and monitoring transactions)
TQC - Total Quality Control (philosophy that aggressively strives for a defect-free manufacturing process)
TQM - Total Quality Management (approach to quality that emphasizes continuous improvement, striving for zero defects, and the elimination of all waste)
TR - technical report
TRA - Taxpayer Relief Act of 1997 (federal legislation overhauling the tax code)
TRO - turnover ratio (activity ratio - measure of how well a firm manages its assets - volume of activity over budgeted activity)
TSE - Taiwan Stock Exchange
TSE - Tokyo Stock Exchange
TSR - total shareholder return (total return on a stock to investors - capital gain plus dividends)
TSX - Toronto Stock Exchange
TT - Testamentary Trust (trust created by a will)
TTM - trailing twelve months (prior twelve months - historical activity, as opposed to future projected results)
TTP - tactics, techniques, and procedures (methods, patterns of use or conduct, followed by individuals or groups currently or in the past - past conduct which may provide clues to current activities)
TTP - tools, techniques, and processes (modeling analysis methods, software program capabilities, and approaches to problem solving used in developing solutions)
TVA - Tennessee Valley Authority (federal project to develop the Tennessee River Valley by constructing dams to supply electric power)
TVC - total variable cost (a cost that varies in total in direct proportion to changes in activity)
TWC - total work cost (gross (total) cost of production)