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Insurance Terms

Acronyms - D

    D

  • D ratio - (factor used in workers' compensation experience rating plans)
  • DA - deposit administration
  • DAC - deferred acquisition cost
  • DAP - deposit administration plan
  • D&B - Dun and Bradstreet, Inc.
  • DB&C - Dwellings, Buildings & Contents Insurance
  • DBO - Death Benefit Only plan
  • DCC - domestic cell captive
  • DCI - duplicate coverage inquiry
  • DCIP - developer controlled insurance program
  • DDD - Dishonesty, Disappearance, and Destruction Policy (3-D Policy)
  • DEC - declarations page (the front page (or pages) of a policy
  • DED - deductible
  • DEP - direct earned premium
  • DI - Disability Income
  • DI - Disability Income insurance
  • DI - double indemnity
  • DIC - Difference in Conditions Insurance
  • DIL - difference-in-limits (clause)
  • D&O - Directors and Officers Liabiity Insurance
  • DOC - Drive Other Car Insurance
  • DOL - Date of Loss
  • DPP - deferred premium payment plan
  • DR - daily report (skeleton copies of the policies prepared)
  • DSU - delay in start-up insurance

Acronyms - E

    E

  • EA - Enrolled Actuary
  • EAB - experience account balance
  • EAP - estimated annual premium
  • EAR - erection all risks insurance
  • EC - extended coverage
  • EC - extended coverage endorsement
  • ECI - export credit insurance
  • ECO - extracontractual obligations
  • ECOR - economic cost of ruin
  • ECP - exempt commercial policyholder
  • EDP - electronic data processing coverage
  • EDP - extended discovery period
  • EDP - extended discovery provision
  • EEB - Earnings Enhancement Benefit
  • EFT - electronic funds transfer system coverage
  • EIL - environmental impairment liability
  • EIL - environmental impairment liability insurance
  • EL - employers liability insurance
  • EL - expected loss
  • ELL - educators legal liability insurance
  • ELP - excess loss premium factor
  • ELR - expected loss rate
  • EMT - emergency medical technician and paramedics professional liability
  • E&O - errors and omissions insurance
  • EOB - explanation of benefits
  • EP - earned premium
  • EPD - expected policyholder deficit
  • EPL - employment practices liability
  • ERD - expected reinsurer deficit
  • ERP - extended reporting period
  • ERPI - Extended Reporting Period Insurance/li>
  • ERPL - employment-related practices liability policy
  • E&S - excess and surplus (lines) insurance
  • ESG - Environmental, Social, (Corporate) Governance
  • EVOIL - Economic Value of an Individual Life

Acronyms - F

    F

  • FAC - facultative reinsurance
  • FACE - the first page of a life insurance policy
  • FAIR - Fair Access to Insurance Requirements Plan
  • FAP - Family Automobile Policy
  • FAS - free along side/free alongside ship
  • F&C - fire and casualty
  • FCPL - farmers comprehensive personal liability
  • FC&S - Free-of-Capture-and-Seizure Clause
  • FIA - Federal Insurance Administration
  • FICA - Federal Insurance Contributions Act
  • FIRM - Flood Insurance Rate Map
  • FOB - free on board
  • FOB - free on board - point of departure
  • FOB - free on board - point of destination
  • FPA - free of particular average
  • PAAC - free of particular average (American conditions)
  • FPAEC - free of particular average (English conditions)
  • FPDA - Flexible Premium Deferred Annuity
  • FR - farm and ranch forms
  • FRV - fair rental value coverage
  • FSA - flexible spending account
  • FTCAC - fire, theft and combined additional coverage
  • FUTA - Federal Unemployment Tax Act
  • FVD - full value declared