Banking Terms
Acronyms - A
- ABA - American Bankers Association
- ACH - Automated Clearing House
- ADR - American Depositary Receipt
- AIB - American Institute of Banking
- ALCO - Asset-Liability Committee
- ALLL - Allowance for Loan and Lease Losses
- AMI - Alternative Mortgage Instrument
- AML - Anti-Money Laundering
- AMLA - Anti-Money Laundering Act of 2020
- APR - Annual Percentage Rate
- APY - Annual Percentage Yield
- ARM - Adjustable-Rate Mortgage
- ATM - Automated Teller Machine
- ATRR - Allocated Transfer Risk Reserve
- ATS - Automatic Transfer Service
- AVM - Automated Valuation Model
A
Acronyms - B
- BAFT-IFSA - Banker Association for Foreign Trade - International Financial Services Association
- BCBS - Basel Committee on Banking Supervision
- BCTR - (BSA CTR) - Bank Secrecy Act Currency Transaction Report
- BD - bank draft
- BE - bill of exchange
- BHC - Bank Holding Company
- BHCA - Bank Holding Company Act of 1956
- BIC - Bank Investment Contract
- BIF - Bank Insurance Fund
- BIN - Bank Identification Number
- BIS - Bank for International Settlements
- BMA - Bank Merger Act (Federal Deposit Insurance Act (FDIA) of 1950)
- BSA - Bank Secrecy Act of 1970
- BSA/AML - Bank Secrecy Act/Anti-Money Laundering
- BSA CTR - (BCTR) - Bank Secrecy Act Currency Transaction Report
- BSA-ID - Bank Secrecy Act Identification Number
- BSAR - (BSA SAR) Bank Secrecy Act Suspicious Activity Report
- BSA SAR - (BSAR) Bank Secrecy Act Suspicious Activity Report
- BSCA - Bank Service Corporation Act
B
Acronyms - C
- CAMELS - Capital adequacy, Asset quality, Management, Earnings, Liquidity, and market Sensitivity
- CAT - Customer Activated Terminal
- CBCA - Change in Bank Control Act
- C&D - Cease and Desist Order
- CD - Certificate of Deposit
- CDARS - Certificate of Deposit Account Registry Service
- CDD - ustomer Due Diligence
- CDFI - Community Development Financial Institution
- CEBA - Competitive Equality Banking Act of 1987
- CHAPS - Clearing House Automated Payments System
- CHIPS - Clearing House Interbank Payments System
- C&I - Commercial and Industrial
- CIE - customer initiated entry
- CIF - customer information file
- CIP - Customer Identification Procedures
- CIP - Customer Identification Program
- CISADA - Comprehensive Iran Sanctions, Accountability and Divestment Act pf 2010
- CLA - Consumer Leasing Act
- CLF - central liquidity facility
- CLO - Collateralized Loan Obligation
- CLO - Computerized Loan Origination
- CLS - Continuous Linked Settlement Bank
- CLTV - combined loan-to-value ratio
- CMBS - commercial mortgage-backed securities
- CMIR - Report of International Transportation of Currency or Monetary Instruments
- CMO - Collateralized Mortgage Obligation
- CMP - civil money penalty
- CMT - Constant Maturity Treasury
- COFI - Cost of Funds Index
- CP - commercial paper
- CPP - Constant Percent Prepayment
- CPR - Conditional Prepayment Rate
- CPR - Constant Prepayment Rate
- CRA - Community Reinvestment Act
- CSBS - Conference of State Bank Supervisors
- CSR - customer service representative
- CTR - Currency Transaction Report
- CTX - Corporate Trade Exchange
- CUSO - credit union service organization