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NAA - National Association of Accountants (organization made up mostly of non-CPAs - has focused on the development of management accounting principles)
NAAQS - National Ambient Air Quality Standard ()
NABRTI - National Association of Bar-Related Title Insurers ()
NACA - National Association of Catastrophe Adjusters ()
NACIA - National Association of Crop Insurance Agents ()
NAFI - National Association of Fire Investigators ()
NAFIC - National Association of Fraternal Insurance Counselors
NAFTA - North American Free Trade Agreement (1993 agreement between the United States, Canada, and Mexico, that eliminated tariffs over a 15-year period)
NAHU - National Association of Health Underwriters
NAIA - National Association of Insurance Agents
NAIB - National Association of Insurance Brokers, Inc. (voluntary association of insurance brokers that exists to exchange information and make recommendations to state legislatures)
NAIC - National Association of Insurance Commissioners (association of state insurance commissioners (top state insurance regulators) that provides a forum for the discussion of insurance industry problems and drafts model regulations for adoption by state legislatures)
NAICS - North American Industry Classification System (a system for classifying entities (including businesses, governmental bodies, and private households) by type of economic activity)
NAIFA - National Association of Insurance and Financial Advisors (formerly National Association of Life Underwriting (NALU) )
NAII - National Association of Independent Insurers (organization of insurance companies that are not members of a rating bureau or are not under common ownership or management with other companies)
NAIIA - National Association of Independent Insurance Adjusters (organization of insurance adjusters who adjust claims for different insurance companies on a contract basis)
NAIIO - Non-Admitted Insurers Information Office ()
NAIW - National Association of Insurance Women ()
NALC - National Alliance of Life Companies (organization of stock and mutual life and health insurance companies)
NALC - National Association of Letter Carriers ()
NALC - National Association of Life Companies (voluntary association of smaller and newer companies formed for the exchange of information and ideas)
NALU - National Association of Life Underwriting (Underwriters) (association of life insurance advisors/agents, the activities of which center on the welfare and education of agents and legislation affecting agents - now the National Association of Insurance and Financial Advisors (NAIFA))
NAMIC - National Association of Mutual Insurance Companies (a voluntary intercompany organization of mutual property and liability insurers formed for the exchange of information and discussion)
NAOHP - National Association of Occupational Health Professionals ()
NAPEO - National Association of Professional Employer Organizations ()
NAPIA - National Association of Professional Insurance Agents ()
NAPIA - National Association of Public Insurance Adjusters ()
NAPSLO - National Association of Professional Surplus Lines Offices, Ltd. ()
NARAB - National Association of Registered Agents and Brokers (a federally chartered agency proposed under the Gramm-Leach-Bliley Act of 1999 (GLBA) which did not come into effect because of a lack of support by insurance regulators)
NARAB II - National Association of Registered Agents and Brokers Reform Act of 2015 (federal legislation enacted and signed into law by President Obama on January 12, 2015, as part of the Terrorism Risk Insurance Program Reauthorization Act of 2015, which established an independent nonprofit corporation (NARAB) intended to streamline market access for nonresident insurance producers)
NASBA - National Association of State Boards of Accountancy (national organization representing the 54 state licensing boards/agencies that regulate the CPA profession in all states and four U.S. territories)
NASBP - National Association of Surety Bond Producers ()
NASD - National Association of Securities Dealers (nonprofit organization of investment banking houses and firms dealing in the over the counter securities market, operating under the supervision of the Securities and Exchange Commission (SEC) and with the capability of enforcing securities trading rules and sanctioning members for violations)
NASDAQ - National Association of Securities Dealers Automated Quotation system stock market (first and the world's largest electronic stock market listing of major U.S. corporations and international companies trading shares in the United States)
NASI - National Academy of Social Insurance
NASP - National Association of Subrogation Professionals
NATB - National Automobile Theft Bureau (nonprofit organization which managed vehicle theft investigations and developed vehicle theft databases for the insurance industry - merged with the Insurance Crime Prevention Institute (ICPI) in 1992 to form the National Insurance Crime Bureau (NICB) )
NAUA - National Auto Underwriters Association
NAV - net asset value (the market value of one unit of a mutual fund)
NBC - nuclear, biological, chemical weapons (weapons that disperse biological, chemical, or radioactive agents to inflict injury or cause contamination or damage)
NBCR - nuclear, biological, chemical, radiological attack weapon (weapons that disperse biological, chemical, or radioactive agents to inflict injury, cause disease or contamination or damage - nuclear normally refers to a nuclear or atomic bomb or weapon; radiological could include a dirty bomb, an explosive device which spreads contamination through conventional means)
NBFU - National Board of Fire Underwriters ()
NCCI - National Council on Compensation Insurance (association of insurers selling compensation coverage and operating a rating organization - collects workers compensation statistical data (such as premiums, exposure units, and losses), computes advisory workers compensation rating information, develops standard workers compensation policy forms, and files workers compensation information with regulators)
NCCMP - National Coordinating Committee for Multi-Employer Plans ()
NCFC - noncontrolled foreign corporation (a company that is owned in such a way that its financial results are not consolidated with those of any of its shareholders and the shareholders are not allocated any portion of the company's income for tax purposes)
NCIGF - National Conference of Insurance Guaranty Funds ()
NCIL - National Conference of Insurance Legislators (association of state legislators with an interest in insurance issues)
NCIS - National Crop Insurance Services (voluntary, nonprofit organization, formed in 1989, made up of more than 140 member companies that compiles research and statistics in order to develop crop insurance rates and forms)
NCOIL - National Conference of Insurance Legislators (association of state legislators with an interest in insurance issues)
NCPI - National Committee on Property Insurance ()
NCSI - National Council of Self-Insurers ()
NCUA - National Credit Union Administration (independent federal agency which oversees the federal credit union system)
NDC - National Drug Code (coding system administered by the U.S. Food and Drug Administration (FDA) which identifies drug products)
NDI - National Disaster Insurance Association ()
NEAB - national experience account balance ()
NEFE - National Endowment for Financial Education ()
NEISS - National Electronic Injury Surveillance System ()
NEPA - National Environmental Policy Act ()
NFCA - National Fraternal Congress of America (a federation of fraternal benefit societies)
NFIA - National Flood Insurers Association (pool of private insurers that provided initial flood insurance in cooperation with the U.S. Department of Housing and Urban Development (HUD) - association was superseded by the National Flood Insurance Program (NFIP), administered by HUD, in 1978)
NFIA - Nonappropriated Fund Instrumentalities Act of 1952 ()
NFIP - National Flood Insurance Program (federal program, begun in 1978, and administered by the U.S. Department of Housing and Urban Development (HUD) providing flood insurance for fixed property - dual program, under which coverage may be written directly by the NFIP or by private carriers, whose losses may be reimbursed by the NFIP)
NFIRA - National Flood Insurance Reform Act ()
NFPA - National Fire Protection Association ()
NFUCWC - National Foundation for Unemployment Compensation and Workers Compensation ()
NHCAA - National Health Care Anti-Fraud Association ()
NHI - National Health Insurance (government health care program implemented in several European countries, but only proposed in the U.S. - partially in effect in the U.S. as the Medicare program, which only covers those above 65 years of age)
NHTSA - National Highway Traffic Safety Administration (independent federal agency within the Department of Transportation (DOT) with responsibility for studying highway travel with the goal of reducing deaths, injuries, and economic losses resulting from motor vehicle crashes)
NICB - National Insurance Crime Bureau (nonprofit organization of property casualty insurance companies and car sales businesses involved in preventing and combating insurance fraud and crime - formed in 1992 from a merger between the National Automobile Theft Bureau (NATB) and the Insurance Crime Prevention Institute (ICPI))
NICO - National Insurance Consumer Organization
NIDC - National Insurance Development Corporation
NIMCRUT - Net Income with Make-Up Provision Charitable Remainder Unit Trust (irrevocable trust that generates income reflecting the investment performance of the trust)
NIOSH - National Institute for Occupational Safety and Health
NIPA - National Institute of Pension Administrators
NIRP - National Insurance Risk Profile
NISS - National Independent Statistical Service (a not-for-profit corporation serving as a statistical agent and advisory organization that collects and compiles data to keep member companies in compliance with state regulatory requiremets)
NLE - normal loss expectancy of a risk ()
NOA - naturally occurring asbestos (asbestos as it is naturally found in various mineral forms, such as chrysotile, crocidolite, amosite, anthophyllite, tremolite, actinolite, and serpentinite)
NOC - not otherwise classified (term often found in the classification section of liability or workers' compensation rating manuals for cases where an insured cannot be classified more specifically)
NODS - non-owned disposal sites ()
NOL - not officially lapsed ()
NOLHIGA - National Organization of Life and Health Insurance Guaranty Associations ()
NP - named perils coverage (a property insurance term referring to policies that provide coverage only for loss caused by the perils specifically listed as covered)
NPD - no payroll division ()
NPDB - National Practitioner Data Bank (a federal registry of adverse actions taken against doctors, such as payments made on behalf of doctors by professional liability insurers)
NPL - National Priorities List (the Environmental Protection Agency's (EPA's) list of the most serious uncontrolled or abandoned hazardous waste sites identified for possible long-term remedial action under Superfund)
NPV - net present value (the discounted value or current cost of an amount to be paid in the future)
NRC - Nuclear Regulatory Commission ()
NRMC - Nonprofit Risk Management Center ()
NRRA - National Risk Retention Association ()
NRT - National Response Team (representatives of 13 federal agencies that, as a team, coordinate federal responses to nationally significant incidents of pollution (an oil spill, a major chemical release, or a Superfund response action) and provide advice and technical assistance to the responding agency/agencies before and during a response action)
NSC - National Safety Council (nonprofit organization chartered by Congress in 1913, made up of approximately 12,000 industry members nationwide in the U.S., with the purpose of disseminating safety educational material)
NSC - National Security Council (federal advisory body providing advice to the U.S. president on defense and national security matters)
NSIPA - National Society of Insurance Premium Auditors ()
NSLI - National Service Life Insurance (life insurance made available by the federal government for members of the United States armed forces from 1940 to 1951)
NSP - net single premium ()
NSPA - National Society of Public Accountants ()
NSPE - National Society of Professional Engineers ()
NSPS - New Source Performance Standards (standards for air emissions and waste water issued by the Environmental Protection Agency (EPA) that limit the amount of pollution allowed from new sources or from modified existing sources)
NTSB - National Transportation Safety Board ()
NVD - no value declared ()
NYSE - New York Stock Exchange (largest equities marketplace in the world, founded in 1792, located in New York City, which lists Blue Chip, mid-size, and small capitalization companies)